Portfolio
Aggregated across every fleet whose key you hold, nothing more.
Counted by the platform from the vehicles registered in the fleets that have granted you access, not a number you declare. A fleet reached through several keys counts once. Indicative, the contract price is agreed with Scratch Spy.
Fleets
Every fleet that has granted you access.
Claims
Every confirmed claim across your whole portfolio.
Claim
The summary above is a start. This loads the complete investigation report, evidence integrity check, visual comparison, and fraud-risk assessment, the same package the fleet itself sees.
Benchmark and add-ons
Benchmark is included in your partner contract. Recovery and Data feed are paid additions that Scratch Spy switches on. Each uses the fleets your keys give you.
Benchmark
Your insured fleets together against the anonymous market: incident rate, repair cost, recovery and time to close. Included in your partner contract.
Recovery
Confirmed claims where the other party can be identified, largest first, with the evidence package ready. +15% of your partner price.
Data feed
Incident fingerprints and risk measures per insured fleet, as JSON for your pricing models. No person or vehicle can be identified in it. +20% of your partner price.
Subrogation Opportunities
Claims where the evidence points clearly at a third party, real money potentially recoverable from their insurer, not yours to absorb.
Each one below has camera or telematics evidence pointing at a specific third party, not a guess, still requires your own team's review before pursuing.
Example data, illustrating how real subrogation candidates would surface across your portfolio. No real claims data is shown here.
Pricing Intelligence
A data-driven starting point for renewal conversations, real incident frequency and severity per fleet, not a guess based on last year's number alone.
Compares each fleet's real claim frequency and average severity against the rest of your portfolio, a starting point for the conversation, never a final number.
Click a fleet to see the numbers behind its direction.
Example data, illustrating how a real, portfolio-relative pricing signal would look. No real fleet or claims data is shown here.
Handback & residual value
Open, documented damage across every lessee that granted access, with its expected reconditioning cost. Priced from the invoice, the estimate or the typical cost for its severity. Damage without any price is counted, never guessed.
Settings
Each key was given to you separately by one fleet, and only ever unlocks that fleet's data.